“A well-thought-out financial plan offers clarity, direction, and emotional reassurance,” says Dr Reinhardt Erasmus of Liberty. "Planning helps people manage uncertainty, build resilience, and make informed decisions about saving, investing, and protecting their future. By understanding your financial position and working with an adviser, you can regain a sense of control and possibly also reduce anxiety. Ultimately, financial wellness starts with a plan that supports both mental and financial wellbeing."

Life is unpredictable, but your financial future doesn’t have to be. Olebogeng Motse spoke to Liberty’s Dr Fred Philippou about building a solid financial plan that helps you stay prepared for whatever life brings.

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