Now a global concern, criminals exploit children's personal information, such as ID numbers, to commit fraud. This often goes undetected for years since children typically don’t monitor their credit profile.

“It could lead to long-term consequences, including damage to their creditworthiness, challenges in securing education loans, and limited job opportunities,” said private investigator Mike Bolhuis.

Key sources of stolen information include breaches of school or medical records, phishing scams targeting parents, and hacked government or private databases. Fraudsters misuse these identities for credit card applications, loans, and other crimes.

Exploitation via dark web

He said online, child identity theft manifests through fake social media profiles, phishing schemes, e-commerce fraud, and unauthorised use of educational platforms or gaming accounts. Some cases even involve exploitation via the dark web or impersonation on extremist forums.

“Preventative measures include safeguarding children's personal documents, avoiding sharing their details on unsecured platforms, and educating parents about phishing and verification of information requests. Periodic monitoring of accounts linked to a child’s ID and obtaining credit reports can help detect fraudulent activity.”

Institutions like schools and healthcare providers must adhere to stringent data protection standards, while governments should improve system safeguards and enforce specific child identity fraud policies.

Long-term effects

The impact of child identity theft is extensive. Financial losses, ruined reputations, and emotional distress can disrupt education, social relationships, and mental health. Victims may face stigma, guilt, and distrust in institutions meant to protect them. Long-term effects may include fear of technology use, anxiety about repeated victimisation, and a struggling with self-confidence.

“If a child’s identity is compromised, parents are advised to report the theft to the police, alert financial institutions, notify credit bureaus, and contact the Department of Home Affairs for assistance. Seeking legal support could help rectify fraudulent activity.”

Raising awareness and implementing protective measures are vital to help mitigate risk and long-term repercussions of child identity theft. Through education, monitoring, and stricter data protection policies, communities can better safeguard children against this growing threat.

OFM News/Heidrè Malgas